Reduced Mortgage Payment

A simple solution that will reduce your monthly expenses significantly. This allows you to have more money in your pockets. Our debt consolidation loansin Hawaii  were created so people with less than perfect credit, can eliminate high rate debts, make home improvements, & in some cases get extra cash.

125% Combo Mortgage
110% Refinance Mortgage
103% Purchase Loan
103% Cash Out Refinance
100% Cash Out Refinance

The 80-20 Home Purchase Loan is a first mortgage and a second mortgage loan closed concurrently. This allows people to keep their down payment for savings, with No Money Down Home Purchase options.

Interest Only Mortgage enables qualified borrowers to reduce their monthly payments because only the interest is due on their mortgage for the initial draw period. (5-10 years) 40 Year Mortgage Loan - Maximizing Low Payments!

Forty-year mortgage loans save you money with a lower monthly payment. 40-year mortgages offer longer terms, thus increasing borrowers' purchasing power by enabling them to qualify for a larger loan amount than a 30-year fixed. Many variable-rate mortgages are nearing their adjustment period, leaving borrowers with rates that are adjusting and the payments are increasing. It's time to lock in your rate with a 40-year fixed mortgage that provides a long-term, stable solution to interest rate uncertainty.

40 yr. Program Highlights:

Bad credit score ok!
Past Bankruptcy, Late Payments OK.
50% debt to income ratio
Stated income programs
35- and 40-year fixed-rate terms available.

For a Free 40 Year Mortgage Quote please call our office today! 808.537.2220.